Savings Clubs
Christmas Club Account
$20.00 minimum balance required to open. Interest paid upon maturity. No withdrawals. Early withdrawal interest penalty. Automatic annual maturity transfer to Shares Account. Quarterly statements.
Account Features:
Set aside year-round for the upcoming holiday season
Avoid unwanted credit card debt or tight financial months
Unlimited number of deposits
Direct deposit option available
Competitive dividend rates paid on entire balance*
No monthly service fees
Quarterly statements
No minimum balance requirements
No withdrawals recommended
Early withdrawals are subject to penalty**
Funds automatically transfer to Share Account upon maturity
Funds are released annually
$20 minimum deposit to open
Account Management Conveniences:
Free online banking and bill pay
Free mobile banking
Free e-statements
*The dividend rate and Annual Percentage Yield (APY)may change every dividend period.
**The penalty for early withdrawal is a forfeit of dividends earned.
Holiday Club Account
$25.00 minimum balance required to open. Interest paid upon maturity. No withdrawals. Early withdrawal interest penalty. Automatic semiannual maturity transfer to Shares Account. Quarterly statements
Account Features:
Set aside year round for a well-deserved vacation
Avoid unwanted credit card debt or tight financial months
Unlimited number of deposits
Direct deposit option available
No monthly service fees
Quarterly statements
No minimum balance requirements
No withdrawals recommended
Early withdrawals are subject to penalty**
Funds automatically transfer to Share Account upon maturity
Funds are released bi-annually
$25 minimum deposit to open
Account Management Conveniences:
Free online banking and bill pay
Free mobile banking
Free e-statements
*The dividend rate and Annual Percentage Yield (APY)may change every dividend period.
**The penalty for early withdrawal is a forfeit of dividends earned.